oinc
The oinc Advantage
See how our fee structure aims to compare to traditional crypto platforms for micro-investing in a portfolio of BTC, ETH, and other cryptocurrencies with daily purchases.
Target total fees on monthly investments
Platform Fee: Approximately 1% of monthly contribution
USDC Conversion: Around 1% of deposited funds
Trading Fees: Significantly reduced through collective purchasing
We aim for 97-98% of your investment to go directly into crypto assets!
Estimated total fees on small monthly investments
BTC Purchase Fee: Fixed fee per transaction
ETH Purchase Fee: Fixed fee per transaction
Daily Cost: Multiple fixed fees can quickly add up
Potentially only 40-50% of your money goes into crypto assets!
Estimated total fees on small monthly investments
Combined Purchase Fee: Fixed fee per day
Daily Cost: Fixed fees accumulate over the month
Additional Hidden Costs: Spread fees not included
Potentially only 70-75% of your money goes into crypto assets!
*All figures are estimates and projections based on typical fee structures. Actual fees may vary based on market conditions, transaction sizes, platform-specific policies, and other factors. Fee structures are subject to change. Competitor data based on publicly available information as of 2025. oinc does not guarantee specific fee percentages, but aims to provide a cost-effective solution for crypto micro-investing.
How We Save You Money
Our innovative approach to micro-investing aims to reduce fees, putting more of your money to work.
Instead of making tiny individual purchases that incur high flat fees, we combine all our users' transactions into large collective orders. This gives us access to institutional-grade fee tiers that are typically unavailable to individual investors.
Collective buying power = potentially lower trading fees
Dollar-Cost Averaging works best with frequent small purchases, but traditional platforms make this potentially expensive. Our system aims to enable true daily micro-DCA investing without the high fees that would normally make this strategy impractical for small investors.
Daily purchases with minimal fee impact
The Potential Long-Term Impact
The difference in fees might seem small at first, but over time, the impact on your portfolio could be substantial. Here's an illustration of how a monthly investment might grow over time with different fee structures:
oinc (Low fees)
Substantial Growth
Compound advantage
Competitor B (Medium fees)
Reduced Growth
Fee impact compounds
Competitor A (High fees)
Minimal Growth
Severely limited
*All projections are illustrative examples only and not guarantees of performance. Actual results will vary based on market conditions, fee structures, investment amounts, and other factors. Past performance is not indicative of future results. These examples assume average market growth and are intended to demonstrate the conceptual impact of different fee structures over time.
Frequently Asked Questions
Everything you need to know about our transparent fee approach.
No. We believe in transparency. Our fee structure aims to be simple and straightforward, with a platform fee, USDC conversion fee, and reduced trading fees. We don't charge inactivity fees or other surprise costs that are common on other platforms.
The platform fee and USDC conversion fee are typically applied when you make your monthly deposit. Trading fees are applied to transactions but are potentially reduced through our collective purchasing system. All fees are disclosed in your account dashboard.
Our fee structure is designed to be consistent regardless of your monthly contribution amount. Whether you invest a small amount or a larger sum each month, you'll benefit from our approach to crypto investing.
By pooling all our users' funds together for collective purchases, we aim to access institutional-grade fee tiers that individual investors typically can't reach. As our platform grows, our collective buying power may increase, potentially affecting fees. We aim to pass these savings directly to you, making micro-investing more viable.
We aim to keep withdrawal costs minimal. When withdrawing to your bank, the fee is immaterial - so small that it's nearly negligible. The main costs usually come from selling/converting crypto before withdrawal, not from the bank transfer itself. This compares favorably to some competitors who may charge higher fees for wire transfers or instant withdrawals.
While we strive to maintain competitive fees, market conditions and operational costs can influence our fee structure. Our goal is to continuously improve efficiency as our platform grows. Any changes to our fee structure will be clearly communicated to all users in advance.